• Home Information Pack Index • Sale statement • Local authority searches • Evidence of title • Additional information for leasehold and commonhold sales, where appropriate.
Home Information Pack Index The index lists the documents that are contained in the pack. It provides a checklist for pack users and states why any documents are unavailable and what progress is being made to obtain them. Any documents that are added to or removed from the pack should be recorded in the index.
Energy Performance Certificate The Energy Performance Certificate gives you a measure of the fuel cost used in your house based on ‘standard occupancy’. It recommends energy efficiency measures that help you reduce your fuel bills. The certificate shows you on a scale of A-G how energy efficient your home is (similar to the ratings that exist for washing machines, fridges and new cars). It also rates the CO2 emissions produced by your home. The rating does not penalise you for having a larger property as it takes into account the size of the property, (rating it in terms of an average square metre). The most efficient homes have a band A rating although there are very few of them. The average property in the U.K. is band D or E for both ratings. The ratings are based on the performance of the building and its services, such as heating and lighting (rather than the domestic appliances within it). For a more detailed explanation of the EPC click here
Sale Statement The sale statement provides basic information about the property. It should include the name of the current owner(s), the address of the property being sold, whether it is a flat or house, whether it is freehold, commonhold or leasehold, whether it is registered or not, and whether of not it is being sold with vacant possession. Other details may also be included in the statement.
Local authority enquires / searches These are searches that relate to your local authority. They include such information as planning permissions granted, building regulations approvals and completions, listed building consents, conservation area consents, road ownership and access details, any plans for nearby traffic, road or rail schemes, public paths or byways, compulsory purchase orders, contaminated land issues and whether or not the property is in a radon gas affected area. Additional information may also be supplied (depending on your local authority). It is known as ‘local enquires’ and can be obtained directly from your local authority or from a personal search company. (Always ensure that the personal search company that you use is 'Search code' registered to give you additional protection).
Drainage and water enquiries These enquiries include the provision and ownership of clean and foul water services to your home and other pipes that may exist within or near your boundaries. It also provides information about water pressure, drinking water and flooding issues. Additional information may also be supplied (depending on your location and utility provider). It is known as the ‘Con29DW’ and must comply with current HIP regulations. It can be obtained directly from your utilities provider.
Evidence of Title These documents can be obtained from HM Land Registry. They include an official copy of the title plan and an official copy of the register of title. Copies are available electronically as a pdf and must be added to the home information pack. The title plan outlines the boundary of your property on an ordinance survey map and the register of title includes the property register, proprietorship register and typically, a charges register. These documents show that the vendor is the property’s owner and has the right to sell it. They also illustrate changes that may have occurred since the property was constructed. Other things that may be included are: issues relating to any services that may be present, boundaries, rights of way and covenants over the property. Although most properties are registered at the land registry, some still remain unregistered or are difficult to identify by their postal address. If you cannot find your property on the land register online website you can apply for these documents by providing them with a plan showing the location of the property and any land that it may have included within it.
Commonhold properties If the property has a commonhold interest official copies of the title plan and the register should be obtained for these areas. The land registry should also be able to provide you with the ‘commonhold community statement’. Any rules, regulations or proposed amendments that are not included in ‘commonhold community statement’ should be entered separately. Copies of any bills and insurance details relating to the commonhold areas should also be entered. The ‘commonhold association’ should have an appointed manager or agent to oversee the commonhold areas, their contact details should be included. A summary of a programme of work relating to the commonhold should also be included if available.
Leasehold properties Leasehold properties should supply a copy of the lease and details of any rules, regulations or proposed amendments that cannot be found in the lease. Copies of statements and summaries relating to any service charges in the last three years should be included. Payments for service charges in the last year should be included. Building and personal injury insurance details for the last year should be included. Any requests for ground rent in the last year should be included. The contact details of the lease holder and the contact details of any managing agent should be included. A summary of a programme of work relating to the building in which the property is situated should also be included if available.
To find out what optional documents may be included in the pack click here
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